Life insurance is all about your thoughts and intentions for your
loved ones after you are gone.  Not many of us enjoy thinking about
the days after our departure but avoidance of the inevitable can have
devastating consequences on the quality of life your loved ones will experience.  At Pilgrim Insurance Services we take great care in helping you through this most necessary planning process.

Life insurance offers financial security to your spouse, children and other relatives that depend on your income.  It is all about protecting their dreams by insuring for future mortgage payments, college educations and other financial necessities so that their lives unfold according to your wishes.

Pilgrim Insurance Services through its carriers offers two main life insurance options:

1. Term Life Insurance:  Insurance for a chosen amount of time. Term Life Insurance is less expensive than Permanent Life Insurance, and is beneficial if you need more coverage during a certain period of your life. Term Life Insurance policies are commonly 10, 15, 20, or 30 year terms. If you live longer than the term you chose, you may renew the policy for a higher premium, or switch your policy to Permanent Life Insurance.
   
   
2. Permanent Life Insurance: Insurance that lasts for the remainder of your life. Although more expensive than Term Life Insurance, rates will not increase as you age. Also, a portion of your Permanent Life Insurance premium is set aside as cash to accumulate interest over time. There are several Permanent Life Insurance options that can be tailored to the specific needs of you and your surviving loved ones.

Pilgrim Insurance Services represents several insurance companies that will have the right life insurance coverage for you.

To get a life insurance quote please call or email our office.